Town & Village Insurance
If you died or suffered a critical illness have you thought how your family would cope financially without your income?
The last thing you’d want would be to leave them facing financial difficulties. That’s why life insurance in its various forms is so important; it can provide a cash lump sum to give your family an income or pay off the mortgage at a time when they need it most.
There are a range of plans available that can help to ensure you and your family are adequately protected.
The plans available consist of:
This type of policy pays out a lump sum on death minimising your family’s financial hardship.
If you are diagnosed with a terminal illness and have less than 12 months to live, you will be paid the lump sum immediately to enable you to put your affairs in order.
These policies pay out a lump sum on diagnosis of one of a number of specified critical illnesses. This could be used to pay off your mortgage and protect the long-term security of your family in the event that you are unable to return to work.
An income protection policy pays you a monthly income if you suffer an illness or disability that prevents you from working for an extended period. This helps to ensure you can continue meeting your financial commitments should your sick pay run out.
For further information regarding the above policies, please call us and speak to one of our advisers who can help you to understand the different features of each, and tailor a solution specifically to your needs.
See how we can help
We know each of our client's circumstances is different. That's why we offer tailor-made solutions to the modern-day range of all financial needs.Consultation ▶